2, Sarasota was singled out for its shorelines and pristine beaches as well as its abundance of 55+ communities, with 30 age-restricted communities in the area and 33 active lifestyle communities. The average house cost in Clearwater is about $210,000. As of now, an average house is worth about almost 240k (priced at list). If you do not have permission, continuing to attempt to access this site and its resources You could also be saving $1,000 a year or more by choosing the right home insurance policy online. This is thanks to its close proximity to Cape Canaveral. Vero Beach also offers many museums like the Vero Beach Museum of Art that contains some really cool visual art exhibits. The best part is that this activity is free. We adhere to strict standards of editorial integrity to help you make decisions with confidence. There will also be plenty of opportunities to go surfing on the coast of Melbourne Beach. Baja California, Acapulco, Cancun, Puerto Vallarta, Rosarita, and La Paz are a few well-known beach areas, and quiet fishing villages might attract retirees with lower costs and casual. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. It is located on the Treasure Coast and has been popular with retirees for years. You can enjoy relaxing on the beach, boating rides out into the water, or catch some fish while watching dolphins swim by in their natural habitat. Daytona Beach is a tourists dream gorgeous beaches, fun rides and arcades and live music and theater productions. The most affordable Florida beach towns are: Finding an affordable beach town does not mean you have to give up the beauty and ambiance that the state of Florida is known for. Thishidden gem in Floridahad 26 miles of gorgeous public beaches. Clearwater Beach is a small city in Tampa-St. Petersburg with emerald waters and powdery sands. The coastline of the Sunshine State is blessed with white or golden sugary sand, crystal clear water, and unspoiled beaches. However, this small seaside town has recreational opportunities and scenic views that far surpass what youd expect from a location that requires such a small budget to live in. This town probably has the most vibrant culture of any on our list. We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development. The city has an average temperature of 44 degrees during January, meaning that it never gets too cold. The median home value in the city is $153,000 and youll pay about $1,220 in property taxes each year and $723 in housing costs every month. The biggest employment opportunity offered by Pensacola is in the tourism, entertainment, hospitality industry, and retail trade. Pensacola is a spectacular beach city with the nickname The City of Five Flags with rich history and diverse culture. Theres no shortage of things for residents hobbies. Cheers to the night! This makes the region quite appealing to old and young people alike. Thousands benefit from our email every week. Using data pulled from the EPA, we calculated what cities are near public beaches across the nation. It is situated just to the north of Vero Beach, which is on the Treasure Coast of the state. Beaches extend 33 miles down into crystal-clear waters which lend themselves beautifully to activities like surfing (or simply lazing about), fishing from boats bobbing up on shoreline just waiting for their turn. In addition to the pristine coastline, Melbourne beach is also home to a 155-mile long estuary. Palm Bay is another town on the Space Coast that is known for its quiet, small-town feel with lots of land for outdoor recreation, such as biking, kayaking, and walking. Best Places to Retire in Southwest Florida. With over 182,000 residents (2019), Fort Lauderdale can be your perfect retirement location. of the law. It is actually quite close to Daytona Beach, so you benefit from an entire region that has an affordable cost of living attached to it. According to a survey by the Transamerica Center for Retirement Studies, 67% of Generation Z workers are saving money via employer-sponsored retirement plans and/or outside the workplace. In Essex, the median home value is just $191,400 compared to the states median home value of $370,300, according to Zillow. Melbourne is one of the most affordable beach towns to retire in, at least on this list. So you might want to check with your accountant before making any move. You will find plenty in our area where you can learn about and play from some great teachers such as PGA Learning Center which offers courses on all levels. We list the top 25, ranked from least to most affordable. There are plenty of shopping, eating, and entertainment establishments here to keep you occupied. Tarpon Springs, along the shore of the Gulf of Mexico, has been dubbed the sponge capital of the world for its history of Greek immigrants, who made a big business out of selling the natural sponges found in the water. is in violation of the regulations of this system. This renovated one-bedroom cottage is listed for just $199,999 and this two-bedroom at $225,000. Sebastian also offers it's residents a choice of some wonderful beaches to enjoy and is ideal for beach lovers and water-sport enthusiast.. In addition to the low cost of living, there are local attractions to enjoy. The most important data points were cost (cost of living, median home values, median income and home prices), state taxes, transit score, walk score, volunteer opportunities, clime and 55+ community selection. Housing consists mainly of single-family homes, but there are some multi-family homes, too. Published: Jan. 24, 2020 at 11:45 a.m. 1. Tarpon Springs has a well maintained and vibrant downtown district that has regularly scheduled activities and plenty of entertainment and dining options. Boynton Beach Area - Florida. From here you can assess Merritt Island National Wildlife Refuge, Canaveral National Seashore, and local delicacy options. Destin is one of the great beach towns in America and it is also very safe - crime rates are over 50% lower than the national average, making it one of the safest Florida Panhandle cities to live in. It is home to the site that launches rockets and satellites. The median house cost is about $252,000 which is a great deal considering all the amenities. The town has everything you need as a retiree. On Main Street, Daytonas entertainment district, youll find a host of bars, clubs, and restaurants. This South Florida town lets you experience everything from cable skiing to swimming and its award-winning "Blue Wave" beach is recognized for its excellent water quality, beach conditions, safety services and habitat conservation. Youll spend around $1,800 in property taxes each year and $958 a month on housing costs, while the median home value sits at $181,200. With pent-up demand, labor shortages and surging prices, summer travel wont be a bargain this year. 12 Epic Day Trips From Tampa For Less Than $150, beach town in Florida Panhandle to live in, 11 Best Beach Towns In Texas You Cant Miss, pros and cons of living in the Sunshine State, pros and cons of living in the Florida Keys, 9 Insanely Cheap Beach Towns In California, 10 Best Beach Towns to Live in California, 11 Most Beautiful Beaches In North Florida, 10 Insanely Cheap Places To Travel In The USA, 10 Best Places to Live in Florida in 2023, 11 Most Dangerous Cities In California To Avoid, 10 Insanely Cheap Countries To Live In Europe, 13 Best Nude Beaches in New York for Sun-Worshippers, 14 Best Botanical Gardens in Florida To Visit, 14 Stunning Yosemite Sunset Spots Secret Trails & Meadows, 23 Free Things to Do in Long Beach, California, 10 Amazing Spots To Watch Sunrise in Yosemite National Park. Neighborhoods.com does not guarantee the accuracy or completeness of information or assume any liability for its use. It is yet another of the affordable beach towns located on the space coast, but ithas a distinctive look and feel to it. This 180 mile stretch probably has more places to retire than anywhere in the world, with the possible exception of the southeast coast of FL from Vero Beach to Miami. Get advice on your investment portfolio from a certified professional through Datalign. Homes are on the pricier end the median home value is $243,100, the most expensive on this list but youll only pay around $799 in annual property taxes and $901 in monthly housing costs. Theres a medical clinic within the city, but you can also make a quick drive to the Gulf Coast Regional Medical Center for more services. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. This gated community offers over 200 clubs to keep anyone and everyone entertained. . NASCAR has its headquarters offering a large number of job opportunities to the youth. The median home cost for those . The Naval Air Station Pensacola brings military personnel, veterans, and their families to the town offering a lot of job opportunities. In order to find the most affordable beach towns in the country, SmartAsset compared 218 cities located directly on an ocean (including bays and sounds). The median annual property tax sits at $2,573 and youll pay around $1,216 in housing costs each month. The median home value in Lynn Haven is $200,100 and youll fork over around $1,553 each year in property taxes and $1,210 in monthly housing costs. Instead of being commercialized like some other places around here have become over time due to development, Sarasota maintains an old Florida feel where you can go out on a boat ride while sipping lemonade on a pristine coastline without feeling overwhelmed all time about the tons of tourists. The Sunrise City houses one of the oldest communities in Floridas east coast and its best known for its world-class fishing. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Places to visit:Sunsets at Pier 60 beach, Clearwater Beach, Caladesi Island, Fort De Soto Park, Pass-a-Grille Beach, Moccasin Lake Nature Park, Bilheimer Capital Theatre and many more. If you buy something through one of those links, you wont pay any extra penny, but Ill get a small commissionthat encourages me to deliver more helpfulcontent for you. Cities with the Best Home-Price-to-Income Ratio. You're getting ready to retire, and you want to go to the beach -- possibly every day. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The Where should I retire? Motorcycles and race fans gather during summer vacation to enjoy the beautiful weather that lasts all year round here. With amazing waterways, happening city life, lovely restaurants, there are many places to enjoy on your day trips from Tampa. You can eat it literally right on the beach at Beach Bistro. It has got a population of over 13,000 people, a third of whom are above the age of 65. You can also enjoy different art galleries where history comes alive. Nestled between Pensacola and Panama City, Fort Walton Beach includes some of the best deep sea fishing charters in the nation. 1 spot, Boynton Beach ranked high in cost of living, home price and value, and taxes. The city of Palm Bay has incorporated a number of walking and biking trails throughout the district. if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,100],'seniorlivingheadquarters_com-medrectangle-3','ezslot_4',122,'0','0'])};__ez_fad_position('div-gpt-ad-seniorlivingheadquarters_com-medrectangle-3-0'); Here is a lovely coastal town where you can secure a lovely home in the neighborhood of $130,000. Vero Beach is the county seat for Indian River County, with a population of approximately 18,000. As an Amazon Associate I earn from qualifying purchases and referring traffic and business to Amazon and other companies linked to on this site. With over two . Titusville is booming with aerospace programs and a successful moon landing program offering hundreds of opportunities to new graduates. There are plenty of spas, salons, restaurants and live entertainment to enjoy, and you can grab fresh produce and seafood at the Fresh Market on Tuesdays. Many people dream of packing up their belongings and moving close to the beach, with visions of enjoying idyllic days in the sunshine, dipping their toes in the sand, and relishing the charms of life in a town that feels like endless summer.. Its quaint main street is lined with old oak trees and brick buildings sporting wrought-iron detailing, while three entertainment districts offer plenty of diversions. When many people think of Daytona Beach, they think of driving. With a median home price of $175,000, it is hard to believe that more people are not moving to this small beach town in Florida. You can go fishing for speckled trout and flounder at Sabine Lake and keep a look out for warblers and thrushes at Sabine Woods. Clearwater offers highly-ranked workplaces culture like Marketopia, Baycare Health System, Vology, Honeywell Aerospace and many more. With the perfect location, Titusville is connected by railroad from the small community Enterprise, and Daytona Beach. When the cost of living is so low, that is just an added bonus. This two-bedroom condo is listed at just under $200,000 in a high-rise with bay and ocean views. This country has been a popular place to retire overseas for more than 40 years. Pensacola, a small beach town in Floridais accessible from New Orleans, Mississippi, Gulfport, Mobile, Alabama, and many southern cities. It is a rural community with a lot of the benefits of living in the big city. Plus, theres almost seven rooms per house on average, so youll have lots of space. South Daytona, Daytona Beach Shores, Indigo lakes, and Ortona Homesare preferred by retired people in Florida. Some people may need to pay taxes in Florida if they stay too Whats The Most Expensive Village in The Villages Florida? SmartAsset does not The median home value in the city is $122,300 and youll pay around $1,069 in annual property taxes. A: Cape Coral isthe best city to live in Floridathat offers the cheapest rent in the State; a one-bedroom apartment can be rented for $900. Settling down in this small coastal town wont blow your budget either. Not every retiree wants to live in the heart of the big city but this lovely unincorporated community by the water offers the best of both worlds, lying just 20 minutes away from Baltimore. Melbourne is a small, yet bustling city with plenty to offer those who retire there. Live everyday like youre on vacation in Dunedin. While its median home value at $240,000 is a bit higher than other cities on our list, the area makes up for it with a lower cost of living in other areas. There is the Ocean Springs Art Association, which represents over 300 local artists, and the largest fine arts festival in Mississippi, the Peter Anderson Arts & Crafts Festival. It is the Nations oldest European-established settlement and it still holds on strongly today with an inhabitant count of 14,515 people living there. There are plenty of budget homes available in the town right up to luxury million dollar plus estates. Some of our partners may process your data as a part of their legitimate business interest without asking for consent. The median house price in Sarasota is $268,000 approximately. Myrtle Beach is a popular vacation destination but its also pretty affordable to live in on a permanent basis. Known as the "land of five minutes," because everything is five minutes away, Boynton Beach drew top scores for its short commute times, beautiful beaches and outdoor spaces, abundance of water sports, plentiful restaurants and shopping and plethora of 55+ communities. There are also plenty of opportunities to go kayaking or fishing in Palm Bay. Historic Downtown Melbourne offers a quaint environment for shopping, dining, and entertainment options; and the 155-mile estuary, Indian River Lagoon, provides residents with opportunities to boat, fish, and surf. The median price of an average house in Delray Beach is around $280,000. US News and World Report ranked this wonderful city among one of the best towns for retirees. Cast a line at the International Fishing Pier, explore the trails around the Deerfield Island Park and taste fresh salmon and scallops at one of the high-end oceanfront restaurants. According to the Census Bureau, the average over-65 household in America requires $49,000 a year to cover everything from housing to food. Home of the Daytona 500 and so much more, Daytona Beach, Florida, offers 23 miles of white-sand beaches. There are currently a fair amount of 2 and 3 bedroom houses available for under $200,000. The Tampa area is home to over 100 retiree-friendly communities, including 51 that are age-restricted. Countless senior communities provide plenty of opportunities to meet like-minded people of the same age group. These are all important considerations when deciding where to retire. 2023 Copyright Senior Living Headquarters, link to Are Snowbirds Florida Residents? While you will not find many condo opportunities in the town, plenty of single housing units offer affordable prices. You will be amazed at how far your money will go compared to the beauty and ambiance of the region. Vero Beachis one of thesafest beach towns in Floridathat nested between the Atlantic and the Indian River. But whats even better is how safe and laidback it feels to live there too; not much tension or stress like other places you might see. Titusville. It is home to Floridas number one state park, Honeymoon Island, which boasts emerald green waters and pristine white beaches. That compares quite favorably when you think of the more popular beach towns that Florida is known for. Plus you get all this beauty for your money. In the towns early days, speed trials took place along the surf, and even today, driving is allowed on select spots of the beach. It's all part of the SECURE 2.0 Act, signed into law by Congress in December 2022.. Retirement Planning: Average 401(k) Balances Fell 20% in 2022 Will It Be a Trend? Learn more about the pros and cons of living in the Florida Keys. Buckroe Beach and Park, which offers jet ski, kayak and paddle board rentals, also presents sparkling views of the Chesapeake Bay. The median home value in the city is quite low just $113,600 and youll pay around $908 in annual property taxes and about $655 in monthly housing costs. Information and timely news from our team of trusted money specialists. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. It is located on the Space Coast, meaning that it is a bit quieter than other coastal regions of the state. Read Also: 12 Epic Day Trips From Tampa For Less Than $150. St. Augustine, Florida is a city that was established by Spanish conquistador Pedro Menendez de Aviles in 1565. You can walk around the city and learn things from the American Space Museum and Walk of Fame. It is close to some fantastic beaches and has the most beautiful sunsets youll ever see. It is a great place for backpackers who love to travel on a budget. 12 Crucial Snowbirds Facts. 10 Best Places to Retire in Florida in 2023, 7 Best Places To Live In Northern Florida, 8 Best Breweries in Tampa, FL: A Definitive Guide To Breweries, 10 Most Beautiful Natural Springs in Orlando to Visit This Year, 12 Great Day Trips From Tampa For Less Than $150, 11 Most Dangerous Cities in Florida to Avoid in 2023, 23 Pros And Cons of Living in Cape Coral, Florida! For those who arent car enthusiasts, theres still plenty of attractions, such as The Peabody Auditorium, where nationally recognized performers and stage presentations are offered. Finding the most affordable beach towns in Florida involves gathering up a range of data that includes such items as the average price of a home, property taxes, the overall cost of living, and much more. Reproduction in whole or in part without permission is prohibited. They also started at age 19 (the median age), which is earlier than any preceding generation. This upscale community offers affordable real estate. You can save on auto insurance as part of your retirement plan as well by comparing rates online. The median monthly housing expenses come to $853. The stunning Olympic National Park, with its lush green forests, hot springs and glacier-capped mountains, lies nearby as well. Also located on the Treasure Coast, Sebastian is popular among retirees for its peaceful surroundings, and among outdoor enthusiasts for its natural attractions and unspoiled beauty. registered with the U.S. Securities and Exchange Commission as an investment adviser. There are a lot of shopping centers, art galleries, and stores to keep you busy while strolling around. Neighborhoods.com is not affiliated with the builder, developer, or the association of any communities displayed on this website. Playalinda Beach is one of the private, nude beaches that beckon explorers of all ages. The citys Memorial Hospital, which offers senior services, is within easy reach. Otherleast expensive coastal towns in Floridaare Sebastian, Palm Bay, Port Orange, Fort Pierce, and Daytona Beach. Daytona Beach has a population of nearly 75,000 -- and 20% of people are age . Thehomes are affordable at a median price of $140,000. Popular attractions include the Boynton Beach Marina, Oceanfront Park, and the The Links at Boynton Beach. Piper Aircraft located here offers good employment opportunities to the people. Beyond that, there is an impressive 24 miles of coastline that has remained relatively untouched over the years. In 2021, Travel + Leisures released a list stating Clearwater Beach as one of the 14 best beaches in Florida. This is primarily because it is so peaceful, yet it has so much to do outside. There is the theater, local bars, a main street entertainment district, and so much more. The year-round warm weather in most parts of Florida is a blessing for seniors suffering from arthritis. Titusville Median Home Price: $130,500 Titusville has miles of coastline and plenty of wildlife to explore. Like other small towns in Florida, hosting spring training baseball games in Port Charlotte is part of the culture and among features residents love. This fabulous town has a population of just over 100,000. Even baseball fans will be excited about the fact that teams from both Boston (Red Sox) or Minnesota(Twins) hold their spring training activities right around town, making it easy on residents like you looking forward to catching up over some games at cozy parks during warmer months while enjoying breathtaking views all along this beautiful citys waterways. It is the county seat of Lee County. Located north of Vero Beach on the Treasure Coast, Fort Pierce is one of the oldest communities on Floridas east coast. Saving for retirement may soon be mandatory with employers automatically enrolling new hires into plans when eligible. This is a low cost beach town that has the added advantage of being within a short driving distance to both Tampa and Naples as well. The neighborhood is well spaced out without being too spread out which helps avoid any typical inner-city traffic jams that are typical when there are just too many people driving around in one area. The median home value is $161,700 and the median annual property tax is $1,1986 a bit more expensive compared to Gulfport but youll pay about $737 in housing costs each month. The area has a solid walk score and transit score too, on top of great weather year-round. The city is packed with professional drivers and IT and crew professionals. The vibrant arts scene, bustling food culture, and great neighborhoods in Sarasota are what make it one of the most popular cities for retirees. It is no secret that many people travel to or desire to live in Florida because of its incredible beaches. Check out Zillow for the latest listings. Even though the town is relatively small, you will still benefit from many of the amenities you would expect of a resort area. Update: There's a New, Easier Option To Move 401(k)s When You Change Jobs Home prices, taxes, health care, climate. One can always find shells or teeth from sharks here onshore as well. The most affordable Florida beach towns are: Titusville Sebastian Port Charlotte Fort Pierce Daytona Beach Venice Palm Bay Melbourne Beach Port Orange Tarpon Springs Finding an affordable beach town does not mean you have to give up the beauty and ambiance that the state of Florida is known for. It is amazing to consider the number of housing communities in the area without an HOA to worry about. It is also called The Birthplace Of Speed thanks to these hard sands which are powerful evidence of what can happen when you take on new challenges head-on. Consider Hobe Sounds gorgeous sandy beaches, green parks and abundant golf courses if youre settling down in the Sunshine State for your retirement. 5 spot, Tampa-St. Petersburg scored high because of friendly tax environment, abundant volunteer opportunities, and a low cost of living. The value of an average house in Fernandina Beach is around $284,000. Then, the reality of what it may cost to fulfill these dreams hits home. With its warm climate, myriad of beaches and parks and good cost of living score, Delray Beach in Southeast Florida claimed the No. The EPA, we calculated what cities are near public beaches to keep you busy while around... Lasts all year round here considerations when deciding where to retire in at! 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